The add-on AntiFraud Service Connector integrates X-Cart with AntiFraud services that allow to identify online fraud using sophisticated checking algorithm and reduce chargebacks.
When AntiFraud screening is enabled, X-Cart submits non-personal data about a new order to AntiFraud service server to calculate the risk factor. The following customer information is sent to our screening servers during AntiFraud checks:
proxy IP address
country (billing address)
state (billing address)
city (billing address)
ZIP code (billing address)
If the risk factor exceeds the threshold you specified, the order is delayed for your further manual check (like a call to a buyer or asking for an additional evidence of authenticity etc.), with the detailed report being provided, so you have a clear picture, what exactly was suspicious in that order.
AntiFraud service assesses the fraud risk factor by processing MaxMind’s GeoIP/minFraud service data via our unique algorithms. The algorithms are based on our substantial experience in online credit card processing and are specially adapted to be used in X-Cart shopping cart system. Rolled out long ago, the service proved to be extremely helpful and effective for thousands of X-Cart merchants.
To start using the add-on, subscribe to one of the available plans. The plans differ based on the number of service requests.