ePDQ MPI XML (Phased out) - X-Payments Cloud

Feature

Supported?

Description

Sale

Supports transactions of 'Sale' type (Authorization and capture actions are completed simultaneously at the time of payment processing)

Auth

Supports transactions of 'Auth' type (An authorization hold is placed on the amount approved by the buyer to ensure the availability of funds for capture)

Capture

Partial transactions supported

Allows capturing the previously authorized amount (The authorized amount is moved from the buyer's account to the account of the merchant)

Void

Allows removing an authorization hold from the buyer's account by the merchant

Refund

Partial and multiple transactions supported

Allows issuing refunds (The money is returned to the buyer's account)

Get Status

Can provide information about the status of a transaction to X-Payments Cloud

Get Card

Can provide new/updated information about a saved credit card. For example, if a credit card gets re-issued, it is possible to get the renewed expiration date. If any other information changes, like the credit card number or the billing address, it is possible to access this updated credit card information as well.

Accept

Allows accepting transactions with a higher likelihood of risk

Decline

Allows rejecting transactions with a higher likelihood of risk

Test

Can test whether the merchant account details entered in X-Payments Cloud are valid

3D-Secure via
Cardinal Commerce

Supports 3-D Secure payer authentication via Cardinal Commerce. Best for PSD 2 in the European Union.

Tokenization

Supports tokenization (Allows billing a customer's credit card again - without X-Payments Cloud storing cardholder data).

Account Updater

Supports Account Updater service

Apple Pay

Supports Apple Pay

Google Pay

Supports Google Pay